Critical illness

Critical illness (CI) insurance is the only thing standing between you and all your financial problems when a big health problem happens.
Its not even easy to talk about it, but you needs to know that 33% of workers between ages 30-64 will experience a disability greater than 90 days and sadly the cause of this disability is mostly illnesses.
The illnesses such as cancer, heart attack, stroke, or organ transplants are all covered by this insurance and the insured will receive a tax-free lump sum.

It is important to have an insurance to protect yourself against an accident or disease that prevents you from working.
If you do not have any group benefits from your work, definitely you need to buy critical illness insurance.
If you have group benefits, contact your HR department and ask for your Critical illness amount coverage. Evaluate your coverage accurately. In most cases people have to buy extra coverage themselves.